Philly singles travel alone most of the time. Have you ever thought about what could happen if you are in a car accident? Are you prepared should this happen to you?
Most of us know someone who has had or maybe even have had a minor fender bender. This type of accident is not a big deal. Your car gets a light tap, you pull over, get out of the car, exchange information, and go on your merry way. Once home you call your insurance company, make arrangements to have the car fixed, and all is well.
There is another kind of accident. One that throws you for a loop, disorientates you, and can even injure you. This kind of accident is a bit more complex to navigate and requires clear thinking in a time of shock, disorientation, and confusion.
What happens if you are driving along and all of the sudden you are on the receiving end of a strong impact crash? You may see it coming, or maybe didn’t see it and only heard the loud crash sound. You feel the tightening of your seat belt as it holds you captive, your body flies forward, you look up and see you are headed toward the side of the road. You try to focus and think, but you are still being thrown around by the after crash momentum. You finally manage to focus long enough to stop the car.
You are finally stopped. You look around. You are now experiencing shock and trauma. You notice that your shoes have been thrown off on the floor and that your glasses are not on. You slowly unfasten your seat belt and look around. Your handbag and contents are all over the place. You grab your glasses, shoes, and handbag and slowly get manage to gut of the car.
Now the fun starts. You need to deal with the other driver, collect information, call 911, etc. The 911 operator asks if you need an ambulance. You’re not sure. She then asks if you want paramedics to check you out. That sounds OK. The police and ambulance arrive. All of the sudden you have the ambulance driver asking if you want to go to the hospital, the police asking for license and registration, and the other driver asking for information all at once. You are overloaded, still in a fog from the crash, and at the same time you need to make some important decisions. Are you hurt? Do you want to go to the hospital?
Some things to keep in mind should this scenario ever present itself are:
- Call 911 so that a police report can be prepared
- Take pictures of all vehicles involved
- Obtain personal information from the other driver (name, address, phone number)
- Obtain drivers license number and state from the other driver
- Obtain registration and insurance information
- Obtain vehicle information (make, model, vehicle ID number, etc.)
- If there are witnesses, obtain their information as well
Things that can help in the case of an accident:
- Have pen and paper on hand
- Have an extra pair of glasses or contacts available in the car
- Have an extra pair of shoes or sneaks in the car
- Check out What to Do After a Car Accident
Most importantly, stay calm, write information down, make notes as soon as possible afterwards, and be thankful if you were able to walk away.
Be safe and be sure to follow the Philadelphia Employee Benefits Examiner.